Rates

Rates

Loans | Savings | Certificates

Rates are subject to change.

Loans - RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE	Rate	APR*	Term
NEW AUTO - STANDARD FINANCING	2.500	2.500	24	Calculator
NEW AUTO - STANDARD FINANCING	2.750	2.750	36	Calculator
NEW AUTO - STANDARD FINANCING	3.000	3.000	48	Calculator
NEW AUTO - STANDARD FINANCING	3.250	3.250	60	Calculator
NEW AUTO - STANDARD FINANCING	3.500	3.500	72	Calculator
NEW AUTO - STANDARD FINANCING	3.750	3.750	84	Calculator
RV - RECREATIONAL VEHICLE	7.500	7.500	120	Calculator
MOTORCYCLE, BOAT, TRAILER/CAMPER	5.000	5.000	48	Calculator
COMPUTER LOANS - MAXIMUM $3,000 (SEE EDUCATION LOANS)	TIER	TIER	36	Calculator
BILL PAYER - (SEE UNSECURED LOANS)	TIER	TIER	48	Calculator
VISA CREDIT CARD	10.900	10.900	n/a	Calculator
MOBILE HOME - NEW	7.000	7.000	60	Calculator
MOBILE HOME - USED	8.000	8.000	60	Calculator
USED AUTO - 1 TO 4 YEARS OLD	4.250	4.250	60	Calculator
USED AUTO - UP TO 7 YEARS OLD	3.500	3.500	24	Calculator
USED AUTO - UP TO 7 YEARS OLD	3.750	3.750	36	Calculator
USED AUTO - UP TO 7 YEARS OLD	4.000	4.000	48	Calculator
HOME EQUITY - 80% LOAN TO VALUE	4.000	4.500	60	Calculator
HOME EQUITY - 80% LOAN TO VALUE	4.250	4.500	120	Calculator
HOME EQUITY - 80% LOAN TO VALUE	4.500	5.125	180	Calculator
SHARE SECURED (2.00%APR OVER SUPER SHARE DIVIDEND)				Calculator

PAST DUE AMOUNTS OR OUTSTANDING JUDGEMENTS MAY INCREASE THE RATE YOU PAY
EDUCATION - MAXIMUM $25,000 TIER A (BASED ON CREDIT SCORE)	8.000	8.000	72	Calculator
EDUCATION - MAXIMUM $25,000 TIER B (BASED ON CREDIT SCORE)	9.000	9.000	72	Calculator
EDUCATION - MAXIMUM $25,000 TIER C (BASED ON CREDIT SCORE)	10.000	10.000	72	Calculator
EDUCATION - MAXIMUM $25,000 TIER D (BASED ON CREDIT SCORE)	12.000	12.000	72	Calculator
EDUCATION - MAXIMUM $25,000 TIER E (BASED ON CREDIT SCORE)	14.000	14.000	72	Calculator
UNSECURED - TIER A -MAXIMUM $12000 - BASED ON CREDIT SCORE	9.000	9.000	48	Calculator
UNSECURED - TIER B - MAXIMUM $12000 -BASED ON CREDIT SCORE	11.000	11.000	48	Calculator
UNSECURED - TIER C - MAXIMUM $12000 -BASED ON CREDIT SCORE	12.000	12.000	48	Calculator
UNSECURED - TIER D - MAXIMUM $12000 -BASED ON CREDIT SCORE	14.000	14.000	48	Calculator
UNSECURED - TIER E - MAXIMUM $12000 -BASED ON CREDIT SCORE	15.500	15.500	48	Calculator
UNSECURED - TIER F - MAXIMUM $12000 -BASED ON CREDIT SCORE	17.500	17.500	48	Calculator

*APR = Annual Percentage Rate
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RATES ARE SUBJECT TO CHANGE.

Savings	Dividend Rate	APY*	Term
REGULAR SHARES (BELOW $500.00)	.25	.25	n/a
PRIMARY SHARES ($500.00, UP TO $2000.00)	.50	.50	n/a
SUPER SHARES ($2000.00 AND ABOVE)	.75	.75	n/a
SHARE DRAFT (CHECKING)	.15	.15	n/a

*APY = Annual Percentage Yield
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RATES ARE SUBJECT TO CHANGE.

Certificates - ANNUAL PERCENTAGE YIELDS AS OF 12/14/11- MINIMUM DEPOSIT $500 - A PENALTY WILL BE IMPOSED FOR THE EARLY REDEMPTION ON CERTIFICATES	Dividend Rate	APY*	Term
CUMULATIVE CERTIFICATE BALANCE
$500.00 - $19,999.99	0.35	0.35	3
	0.45	0.45	6
	0.55	0.55	9
	0.85	0.85	12
	0.95	0.95	18
	1.20	1.20	24
	1.35	1.35	30
	1.60	1.60	36
	1.85	1.85	48
	2.10	2.10	60
CUMULATIVE CERTIFICATE BALANCE
$20,000.00 - $84,999.99	0.45	0.45	3
	0.55	0.55	6
	0.65	0.65	9
	0.95	0.95	12
	1.05	1.05	18
	1.30	1.30	24
	1.45	1.45	30
	1.70	1.70	36
	1.95	1.95	48
	2.20	2.20	60
CUMULATIVE CERTIFICATE BALANCE
$85,000.00 AND ABOVE
	0.55	0.55	3
	0.65	0.65	6
	0.75	0.75	9
	1.05	1.05	12
	1.15	1.15	18
	1.40	1.40	24
	1.55	1.55	30
	1.80	1.80	36
	2.05	2.05	48
	2.30	2.30	60


IRA CD'S - INTEREST PAID MONTHLY
CUMULATIVE CERTIFICATE BALANCE
$500.00 - $19,999.99	0.35	0.40	3
	0.45	0.45	6
	0.55	0.55	9
	0.85	0.85	12
	0.95	0.95	18
	1.20	1.21	24
	1.35	1.36	30
	1.60	1.61	36
	1.85	1.87	48
	2.10	2.12	60
CUMULATIVE CERTIFICATE BALANCE
$20,000.00 - $84,999.99
	0.45	0.45	3
	0.55	0.55	6
	0.65	0.65	9
	0.95	0.95	12
	1.05	1.06	18
	1.30	1.31	24
	1.45	1.46	30
	1.70	1.71	36
	1.95	1.97	48
	2.20	2.22	60

CUMULATIVE CERTIFICATE BALANCE
$85,000.00 AND ABOVE
	0.55	0.55	3
	0.65	0.65	6
	0.75	0.75	9
	1.05	1.06	12
	1.15	1.16	18
	1.40	1.41	24
	1.55	1.56	30
	1.80	1.81	36
	2.05	2.07	48
	2.30	2.32	60

*APY = Annual Percentage Yield
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