Signature loans are unsecured loans the Credit Union makes available for members. These loans can be used for a variety of purposes including, bill consolidation, home repairs, purchase of appliances, vehicle purchases or just to meet short-term financial needs or unexpected expenses. These loans are also available for any type emergency you may experience.
Based on your time on the job the maximum loan amount varies. For instance, if you have been in your current job over 3 years your maximum unsecured loan amount is $10,000.
SPECIAL BILL PAYER LOAN
Borrow up to $10,000 for 48 months to payoff or paydown your high rate credit card. Loan disbursement checks payable directly to the credit card company.
Call today for details.
As with any loan, we must have an application completed and signed. We will take a credit report and do an income to debt ratio calculation. Our decision to approve or decline a loan request is based on your current and past credit history, your ability to repay the loan and your past loan relationship with the Credit Union.
ALTHOUGH WE ARE HERE TO SERVICE THE MEMBER, NO LOAN WOULD BE APPOVED WHICH WOULD PUT THE CREDIT UNION AND THE SAVINGS OF ITS MEMBERS AT RISK. WE ARE HERE TO SERVE THE MEMBERSHIP AS A WHOLE AND PROTECT THE ASSETS OF THE ORGANIZATION.
Do not max out your loan...always leave an available amount to meet those unexpected emergencies.